This privacy policy is effective as of February 11, 2009.
Lower-my-debt.info does not provide debt related services, but rather is a matching
service that seeks to connect consumers with unrelated companies that provide debt
or credit related services. Lower-my-debt.info takes no responsibility for the quality
of the services you may receive.
By registering at this site, you agree that this act constitutes an inquiry and/or
application for purposes of telemarketing laws, and notwithstanding that your telephone
and/or cell phone number may be listed with the federal Do-Not-Call Registry you
expressly opt-in to Lower-my-debt.info (c) permit us, our Clients and other third
parties to contact you pursuant to the business relationship we have established
using the information you provided to us for any purpose such as contacting you by
e-mail address, phone and/or cell number (including use of automated dialing equipment),
text (SMS) message or any means of communication for any purpose that, among other
things, your wireless device may be capable of receiving (e.g., mms, video etc.).
Once you have completed this expression of interest, your information will be sent
to participating debt specialists. One or more participating debt service providers
will contact you by telephone. Your information may also be sent to other service
providers. By submitting your expression of interest, you are consenting to receive
telephone calls even if you are currently on the do not call list.
Lower-my-debt.info seeks to connect consumers with companies that provide a variety
of debt or credit-related services. Claims regarding potential results above may
apply to one type of service but not another. This includes, but is not necessarily
limited to, claims regarding: amount of or time frames for debt reduction, reduction
of fees, interest, interest rates and effect on creditor calls. Claims regarding
potential reduction in payments refer to the aggregate of all payments, and not a
reduction in individual monthly payments. None of these services assume or pay your
debts for you. With the exception of the initial consultation, debt related services
are not free. Not all consumers may be eligible for an interest rate reduction.
Lower-my-debt.info does not provide tax, legal or investment advice. Your credit
score may be adversely affected. Always seek financial advice from qualified financial
and legal advisors, and read and understand all enrollment materials carefully.
The specialists are from companies or industries that may require licensing, bonding
or registration in order to lawfully do business in your state. Lower-my-debt.info
encourages you to check with the appropriate agency to be certain any requirements
are being met.